We carefully analyze each family’s financial information and calculate the family contribution based on federal and institutional methodologies. The formula that we use measures a family’s ability to contribute toward college costs and considers factors such as:

• Parents’ income
• Parents’ assets (cash, savings, home equity, other real estate and investments)
• Family size
• Number of children attending college
• Student’s income
• Student’s assets (cash, savings, trusts, and other investments)

On a case-by-case basis, we also evaluate a number of other circumstances, such as exceptional medical expenses.